Personal auto coverage is mandated by most states and provides you with some financial protection in case of an accident. But is it enough? What are your options? Learn how car insurance works and what types of coverage is best for you.
Drivers are legally required to purchase at least the minimum amount of liability coverage set by state law.
Uninsured Motorist Coverage
If you're hit by a driver who doesn't have insurance, uninsured motorist coverage may help pay for your medical bills or, in some states, repairs to your vehicles.
Comprehensive Coverage may help cover damage to your car from things like theft, fire, hail or vandalism
If you're involved in an accident with another vehicle, or if you hit an object such as a fence, collision coverage may help pay to repair or replace your car.
If you, your passengers or family members are driving an insured vehicle and are injured in an accident, medial payments coverage may help pay for costs associated with the injuries.
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