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Disability Insurance
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Disability insurance protects you and your family if you are unable to provide income by helping pay your bills and maintaining your financial lifestyle.
1 IN 4 of todays 20-year-olds will become disabled before they retire
The average long-term disability absence lasts over two and a half years
1 IN 2 Americans would be in Financial trouble in less than a month if they became too sick or hurt to work
Short Term Disability
• Benefits cover a shorter time period
• Lower monthly payments
• Less of a payout
• Shorter waiting period
• You cannot perform your OWN occupation
• Suffer from a less serious injury or illness
• Lower monthly payments
• Less of a payout
• Shorter waiting period
• You cannot perform your OWN occupation
• Suffer from a less serious injury or illness
Long Term Disability
• Benefits cover a longer time period
• Higher monthly payments
• More of a payout
• Longer waiting period
• You cannot perform ANY occupation
• Suffer a more catastrophic injury or illness
• Higher monthly payments
• More of a payout
• Longer waiting period
• You cannot perform ANY occupation
• Suffer a more catastrophic injury or illness
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